Finance

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Finance Assumable Mortgages in Houston: Could You Buy a Home with a 2% or 3% Interest Rate? By Shian Munro, Realtor® | Coldwell Banker Realty If you’ve been looking at homes in Houston recently, you’ve probably noticed one thing. Mortgage payments look very different from just a few years ago. With mortgage rates still well above the historic lows seen in 2020 and 2021, many buyers assume those 2% and 3% mortgages […]
Finance Jumbo Loans in Houston: What $500K to $1.5M Buyers Should Know in 2026 By Shian Munro, Realtor® | Coldwell Banker Realty If you’re buying a home in Houston between $500,000 and $1.5 million, there’s a good chance you’ll come across the term jumbo loan. Many buyers don’t realise they’ve crossed into jumbo lending until they speak with a lender. That’s important because qualifying for a jumbo loan is […]
Finance How to Rent in Houston With No US Credit History (2026) Can You Rent an Apartment or House in Houston Without a US Credit History? Yes, you can. Not having a US credit history doesn’t stop you renting a home in Houston. It simply means landlords will ask for different ways to show that you can afford the rent and are likely to pay on time. […]
Finance Jumbo Loans in Houston: What Buyers Need to Know in 2026 When does a mortgage become a jumbo loan, and why do cash reserves matter so much? If you’re buying a home in Houston and need to borrow more than the 2026 conforming loan limit of $832,750, you’ll usually need a jumbo loan. Jumbo loans have stricter lending requirements than standard mortgages. Most lenders look for […]
Finance Why Your Houston Mortgage Payment Can Jump in Year Two Why did my Houston mortgage payment go up after the first year? Your Houston mortgage payment can jump in year two because your property taxes and escrow account catch up with the real value of the home. When you first buy, your monthly payment may be based on the previous owner’s lower taxable value. Or, […]
Finance Weekend Talking Points – ‘Oh My!’ This article was written by Scott Bradley Brixen and provided through ListReports. It is shared here with permission for informational purposes.   Oh my! That April CPI! Inflation surged on higher energy prices, which affect a lot more than just gasoline and jet fuel prices (airline tickets, fertilizer, etc.) So far, the housing market is […]
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