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Finance Assumable Mortgages in Houston: Could You Buy a Home with a 2% or 3% Interest Rate? By Shian Munro, Realtor® | Coldwell Banker Realty If you’ve been looking at homes in Houston recently, you’ve probably noticed one thing. Mortgage payments look very different from just a few years ago. With mortgage rates still well above the historic lows seen in 2020 and 2021, many buyers assume those 2% and 3% mortgages […]
Finance Jumbo Loans in Houston: What $500K to $1.5M Buyers Should Know in 2026 By Shian Munro, Realtor® | Coldwell Banker Realty If you’re buying a home in Houston between $500,000 and $1.5 million, there’s a good chance you’ll come across the term jumbo loan. Many buyers don’t realise they’ve crossed into jumbo lending until they speak with a lender. That’s important because qualifying for a jumbo loan is […]
The Market How Do You Find Real Comparable Sales for a $1.5 Million+ Home in Houston? By Shian Munro, Realtor® | Coldwell Banker Realty Texas is a non-disclosure state. That means residential sale prices are not part of the public record. For most homes, that creates a few challenges. Once you move into the luxury market, those challenges become much bigger. Homes above $1.5 million sell less often. Fewer properties come […]
Insurance What Do You Do if Your Houston Home Insurance Is Canceled or Not Renewed in 2026? By Shian Munro, Realtor® | Coldwell Banker Realty Opening your mailbox and finding out your homeowners insurance won’t be renewed can be worrying. You’re not alone. Insurance rates have risen across Texas, and many companies are reducing the number of homes they insure in higher-risk areas. Some homeowners are also finding it harder to get […]
Relocation Where Are ExxonMobil Employees Relocating to When They Move to Houston? By Shian Munro, Realtor® | Coldwell Banker Realty ExxonMobil recently completed the move of its legal headquarters from New Jersey to Texas, bringing the company’s legal home in line with where its main corporate campus has been for years: Springwoods Village in Spring, Texas. At the same time, the company announced plans to consolidate its […]
Finance How to Rent in Houston With No US Credit History (2026) Can You Rent an Apartment or House in Houston Without a US Credit History? Yes, you can. Not having a US credit history doesn’t stop you renting a home in Houston. It simply means landlords will ask for different ways to show that you can afford the rent and are likely to pay on time. […]
Finance Jumbo Loans in Houston: What Buyers Need to Know in 2026 When does a mortgage become a jumbo loan, and why do cash reserves matter so much? If you’re buying a home in Houston and need to borrow more than the 2026 conforming loan limit of $832,750, you’ll usually need a jumbo loan. Jumbo loans have stricter lending requirements than standard mortgages. Most lenders look for […]
Local specifics. Will Toro District Influence Bridgeland Home Values? Quite possibly, and it’s already putting Bridgeland firmly on buyers’ radar. The Houston Texans are building Toro District, their new headquarters and training facility, on an 83-acre site within Bridgeland in Cypress. The development will become part of Bridgeland Central, a new mixed-use destination planned by Howard Hughes. While nobody can promise future home values, […]
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Understanding the Buying process Can You Buy a House in Houston on a Work Visa in 2026? Yes, you can. However, the lending landscape changed in 2025. FHA loans are no longer available to most non-permanent residents, including buyers on H-1B, L-1 and many other work visas. Conventional financing is still available, but the requirements vary by lender. The biggest advantage you can have is working with a lender who regularly helps […]
The Market Should You Sell Your Houston Home During the World Cup, or Rent It Out Instead? Houston is in the middle of hosting seven FIFA World Cup matches at NRG Stadium, and you can feel it everywhere. The roads are busier. Restaurants are packed. Hotels are full. Fans have travelled from every corner of the globe to be here. It’s an incredible atmosphere, and naturally it has many homeowners asking the […]
The Market Should I Sell My Houston Home Before Buying Another? A 2026 Move-Up Guide for Houston Homeowners By Shian Munro, Realtor® Coldwell Banker Realty Updated June 2026 using Houston Association of REALTORS® market data. If you own a home in Houston and are thinking about your next move, one question usually comes up very quickly. Should you sell first, or buy first? Perhaps you need […]
The Market Why Isn’t My Houston Home Selling? What to Do If Your Home Is Sitting in 2026 If your Houston home has been on the market for 30, 60 or even 90 days with no offer, I know how frustrating that feels. You may be getting online views. You may have had a few showings. You may even be hearing polite feedback. […]
Finance Why Your Houston Mortgage Payment Can Jump in Year Two Why did my Houston mortgage payment go up after the first year? Your Houston mortgage payment can jump in year two because your property taxes and escrow account catch up with the real value of the home. When you first buy, your monthly payment may be based on the previous owner’s lower taxable value. Or, […]
Local specifics. Houston’s Moment: A Fan’s Complete Guide to the 2026 FIFA World Cup This week, a billion people around the world will pause what they’re doing and watch football. For 39 extraordinary days — June 11 to July 19, 2026 — the FIFA World Cup arrives in North America for the first time since 1994, and Houston is right at the centre of it. Seven matches at NRG […]
Understanding the Buying process Texas Option Period Explained: What Houston Home Buyers Need to Know If you’re buying a home in Texas, the option period is one of the first things you need to understand. Especially if you’re moving here from the UK. Because honestly, there’s nothing quite like it in the British system. In England and Wales, you can have an offer accepted and still feel like everything is […]
Understanding the Buying process Texas HOA Addendum Explained: What Houston Buyers Need to Know If you’re buying a home in Houston, there’s a good chance an HOA will be part of the conversation. That is especially true if you’re looking in areas like Katy, Bridgeland, Cypress, Sugar Land, The Woodlands or many of Houston’s master-planned communities. You find a home you love. It has the right kitchen. The right […]
Understanding the Buying process The TREC 1-4 Contract Explained: What Houston Home Buyers Need to Know Before Signing When you find the right home, things can move quickly. You view the property. You talk through the offer. Then, before you know it, a contract arrives in your inbox for signature. For many Houston buyers, that contract is the TREC One to Four Family Residential Contract. You may hear it called the TREC 1-4 […]
Insurance Houston Homeowners Insurance in 2026: What Buyers Need to Budget For If you’re buying a home in Houston, homeowners insurance needs to be part of the conversation from the beginning. Not at the end. Not when you’re three days from closing. And definitely not after you’ve already fallen in love with the house. Insurance is one of the costs that can surprise buyers the most, especially […]
Understanding the Buying process Texas Seller’s Disclosure Notice: What Houston Sellers Need to Know Before Listing If you’re getting ready to sell your Houston home, there’s one document you should not rush through. The Seller’s Disclosure Notice. It may look like just another form in the listing process, but it is much more important than that. In Texas, most sellers of previously occupied single-family homes need to provide a Seller’s Disclosure […]
The Market Buying a Home in Houston? The Cost That Often Catches Buyers by Surprise When buyers begin a Houston home search, they usually know their down payment figure. They may already have a mortgage pre-approval. They’ve worked out a monthly payment. They know the price range they feel comfortable with. Then we begin talking about cash to close. That’s often when the surprise comes. Because the amount you bring […]

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