Uncategorized May 12, 2026

Texas Is a Non-Disclosure State: What Houston Home Buyers Need to Know

Why can’t you see sold prices on Zillow in Houston, Texas?

Texas is one of approximately 12 non-disclosure states in the US, meaning home sale prices are not public record. Platforms like Zillow, Redfin, and Realtor.com cannot legally display actual sold prices in Texas, which is why you’ll find “N/A” or unreliable Zestimate figures where you’d expect real transaction data. The only people with access to verified sold prices are licensed Realtors who subscribe to the Houston Association of Realtors (HAR) MLS. This makes working with an experienced local agent critical for any Houston buyer who needs accurate comparable sales data before making an offer.

By Shian Munro, Realtor | May 11, 2026


You’ve done everything right. You’ve found a home you love in Katy, The Woodlands, or Cypress. You go to Zillow to look up what the house down the street sold for last month. And you get: nothing. “Price not available.” Or a Zestimate that doesn’t tell you what anything actually closed for.

If this has happened to you, you’re not missing something obvious. You’ve just bumped into one of the most surprising features of the Texas real estate market — sold prices are not public information.

For buyers moving to Houston from the UK, Europe, or even from states like California or New York, this is genuinely disorienting. In the UK, the Land Registry publishes every sold price online — anyone can look up what a house on any street sold for, going back decades. In many US states, deed records include the sale price and are fully searchable. Texas does things differently.

Here’s what’s actually going on, and why it matters for your purchase.

Texas Law Doesn’t Require Sellers to Disclose Sale Prices

Most US states require sellers to report the sale price to the county clerk or recorder’s office when the deed is recorded. That public record is what feeds the sold price data on Zillow, Redfin, and Realtor.com.

Texas has no such requirement. When a home closes in Harris County, Fort Bend County, or Montgomery County, the deed is recorded — but the price stays private between the buyer, seller, their agents, the lender, and the title company. There is no public filing that reveals what changed hands.

That’s why Texas is classified as a “non-disclosure state.” There are roughly a dozen of them across the US, and Texas is the largest and most active real estate market among them.

The result: search Zillow for recent sales in Katy or Sugar Land and you’ll see a list of properties that sold, but prices will show as blank or unavailable. Redfin and Realtor.com face the same legal constraint. They can’t display prices they don’t have legal access to.

It’s not a glitch. It’s the law.

Who Can See Sold Prices — and Why It Matters for Your Offer

Here’s where it gets important for your home search.

Licensed Realtors in Texas who subscribe to the MLS — specifically the Houston Association of Realtors (HAR) — have access to actual sold prices. When a home closes, the selling agent reports the transaction data to HAR, including the final closed price. That data lives inside the MLS and is restricted to subscribers.

In practice:

  • Your agent can pull exact closed prices, days on market, original list price vs. final sale price, price reductions, and seller concessions
  • Zillow and Redfin are working from estimates and algorithms, not real transaction data
  • You, without an agent, are essentially negotiating on a $500,000 to $1,500,000 purchase without seeing any of the actual market evidence

This is one of the most common questions that comes up on HAR’s own community forums: “How do I find the prices houses recently sold for in Houston?” Buyers — especially those relocating from out of state or internationally — expect this data to be public. When it isn’t, they often don’t know where to turn.

The answer is always the same: you need an agent with MLS access.

What a Comparative Market Analysis Gives You

Before you write an offer, your agent will prepare a Comparative Market Analysis (CMA). This is a report built entirely on verified MLS sold data — actual closed prices on homes comparable to the one you’re buying, filtered by location, size, condition, and timeframe.

A solid CMA tells you:

  • What similar homes in this neighborhood or zip code have actually closed for in the last 60–90 days
  • Whether sellers are getting above, at, or below their list price right now
  • How long homes are sitting before they sell — important for understanding your negotiating position
  • Whether the home you’re looking at is priced competitively or needs a harder look

Without a CMA grounded in real transaction data, you’re guessing. In Houston’s current market — where inventory is up, days on market have stretched to around 67 days, and prices are moderating — there are genuine opportunities to negotiate. But you can only negotiate effectively if you know where the market actually is.

Offer too high without data to support it, and you may overpay — or run into trouble at appraisal if the appraiser can’t find comparable sales to justify your price. Offer too low without understanding recent comps, and you risk losing the home to a buyer whose agent did the homework.

A Note on Appraisers and Lenders

One more layer to understand: appraisers in Texas also rely on MLS data rather than public deed records. Because sold prices don’t appear in county records, the official appraisal that your lender orders — the one that determines whether your mortgage gets approved — is built from the same MLS transaction data your agent uses.

This matters for two reasons.

First, it means appraisals in Houston’s active market are generally well-calibrated, because the MLS reporting is thorough and consistent. Second, it means that if you overpay based on bad comparable data, the appraiser is going to have trouble supporting your price — and that can blow up your financing.

Your agent’s job includes making sure your offer is defensible at appraisal, not just competitive enough to win. In a non-disclosure state, that requires someone who’s actually inside the data.

The UK Buyer’s Specific Adjustment

If you’re relocating to Houston from the UK, this will feel backwards at first — and that reaction makes complete sense.

In England and Wales, the Land Registry posts every residential transaction online, publicly and permanently. You can look up the exact price paid for any registered property in the country right now, from your phone. It’s one of the most transparent property markets in the world, and most UK buyers take it for granted.

Texas is essentially the opposite model. The data exists — it’s just gated inside the MLS, accessible only to licensed professionals.

The practical adjustment: lean harder on your agent in Houston than you would back home. This isn’t a market where you can do your own comparable research on a public portal. Your agent’s MLS subscription and their ability to interpret that data — adjusting for condition, upgrades, location within a neighborhood, and current market trajectory — is what substitutes for the Land Registry transparency you’re used to.

The data is there. It’s just not public. Make sure you’re working with someone who has access to it and knows how to use it for a home in your price range.

Houston also has its own layers of cost complexity that catch relocating buyers off guard — things like MUD taxes in suburban communities and the annual property tax structure that surprises almost every buyer from a country without ad valorem property taxes. Getting a full picture of your carrying costs before you make an offer matters just as much as the offer price itself.

Questions to Ask Your Agent Before Writing an Offer

Before you commit to an offer price, ask your agent to walk you through the comparable sales they’re working from:

  • What did similar homes in this neighborhood close for in the last 90 days?
  • What’s the average sold-to-list-price ratio in this zip code right now?
  • Were there price reductions on those comparable homes before they sold?
  • How long has this property been on the market, and have there been any price changes?
  • Are there active listings nearby that create competition — or that suggest the seller may need to negotiate?

A confident agent should be able to answer all of these directly from the MLS data. If they can’t walk you through the comps before you sign anything, that’s important information about what kind of support you’ll have throughout the transaction.


Frequently Asked Questions

Why does Zillow show “N/A” for sold prices in Texas?

Zillow cannot display sold prices in Texas because state law does not require sellers to disclose sale prices to any public entity. Without a public record to pull from, Zillow and similar platforms have no legal access to closed transaction data. The prices that do appear are Zestimates — algorithm-generated estimates, not actual sale prices.

Can buyers in Texas find out what a home sold for without an agent?

Generally, no. Unless a seller voluntarily discloses their sale price, there is no public record showing what a Texas property sold for. County deed records confirm the transfer took place, but the price is not included. Only Realtors and licensed appraisers with MLS access can see actual transaction prices through the HAR MLS.

Does Texas’s non-disclosure status affect the appraisal process?

Yes. Appraisers in Texas rely on MLS data rather than public deed records to find comparable sales, since sold prices don’t appear in county records. This means the appraisal process works well in active, well-reported markets like Houston where agents consistently report transaction data to the MLS — but it does create a dependency on MLS reporting accuracy.

How many non-disclosure states are there in the US?

As of 2026, approximately 12 states classify as non-disclosure states, including Texas, Alaska, Idaho, Kansas, Louisiana, Mississippi, Montana, New Mexico, North Dakota, Utah, Wyoming, and Missouri. Texas is by far the largest and most active real estate market among them.

What is a Comparative Market Analysis, and why does it matter in Texas?

A Comparative Market Analysis (CMA) is a report your agent prepares using actual sold prices from the MLS to help you determine a fair offer price. In a non-disclosure state like Texas, where you can’t look up sold prices yourself, the CMA is the primary tool for pricing a home accurately. A thorough CMA considers recent comparable sales, active competition, and market direction — and it’s the foundation of any informed offer in Houston’s $500K–$1.5M market.


Understanding how pricing data works in Houston gives you a real advantage over buyers who are trying to piece things together from Zillow estimates. The buyers who overpay are usually the ones who trusted an algorithm over a proper market analysis.

If you’re house-hunting in Houston — whether you’re relocating from the UK, from another US state, or from across the city — I’d be glad to walk you through the comps for any home you’re considering. That’s exactly what MLS access is for, and it costs you nothing to have that conversation before you make an offer.

Book a free consultation and home equity assessment at shianmunro.sites.cbmoxi.com — or reach out directly. No pressure, just real data.


About Shian Munro, Realtor

Shian Munro is a British real estate professional with a truly global perspective, having lived across multiple countries and continents. Proudly affiliated with Coldwell Banker, she specializes in luxury homes, expat relocation, and oil & gas industry moves — bringing personalized service backed by a worldwide network. Whether you’re buying, selling, or renting in the Houston area, Shian makes every transition seamless.

License #821314 | Coldwell Banker Realty | shianmunro.sites.cbmoxi.com